How does Ukash work?
The Ukash payment system issues in real-time, a uniquely numbered record of value which is displayed on the consumer’s Ukash voucher.
The Ukash voucher can be delivered as a printed paper receipt, a
single-use card, a SMS, or an email. However it's delivered every
voucher has a unique and highly secure 19-digit PIN, value,
currency and expiry date.
Getting Ukash
Consumers get Ukash from thousands of convenient locations and
it's also available from ATMs, direct to mobile phones or
online.
Instore
Ukash is available by changing cash for a voucher at over
420,000+ payment terminals to be found in corner shops, convenience
stores, newsagents and petrol forecourts across the world.
Online
Using internet banking the customer can order and pay for a
Ukash voucher and have it delivered to their PC, making safe and
secure cash payments available 24/7.
Mobile
Whether pay as you go or on a contract, the consumer can get a
Ukash voucher direct to their mobile as a SMS, with the value being
taken from their airtime.
Spending Ukash
The Ukash voucher is redeemed online in real time when the
consumer enters their Ukash PIN as payment on your website. As it's
prepaid we will assure payment to you for any valid Ukash PIN
presented, avoiding charge-back and other fraud risks.
If the value of the transaction is less than the value on the
Ukash voucher then a new Ukash PIN is created in real time
representing the change due, just like real cash.
The Ukash Voucher
Whether the customer gets their Ukash as a paper voucher, card,
SMS or email it contains some key information:
- The 19-digit Ukash number
- The amount and currency of the Ukash purchased
- The expiry date (Ukash vouchers are valid for 12 months)
- Together these make Ukash extremely safe and secure
